Current Rates
Effective October 01 2015
This disclosure contains Nominal Rates and Annual Percentage Yield (APY) with their respective balances required for individual (consumer) deposit accounts of Banco Santander Puerto Rico. Interest will be daily computed based on the average daily balance. The monthly daily average balance is calculated by adding the daily balances in the account and dividing the number of days in the cycle period of your account.
General terms:
  • Applicable fees could reduce the earnings on your account.
  • If you cancel your Account prior to payment of the interest, you are not entitled to interest payment.
  • Rates and products are subject to change without notification.
  • For returned items previously deposited to the Account, we will reverse applicable accumulated interest.
  • When drafts are deposited (e.g. checks), the interest begins to accrue no later than the work day in which we receive the total credit for such drafts.
Payment interest terms on deposit account:
(1) Interest paid on a monthly basis.
(2) Interest will be paid annually on the last working day of October.
(3) Interest will be paid annually on the last working day of April.
(4) For IRA payment of interest information refer to the Disclosure.
Product:
Ahorro Directo Santander (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Ahorro Santander (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Ahorro Senior (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 99,999.99 0.14 0.15
100,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Bansander Múltiple (Porción de Ahorro) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Bansander Oro (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Bansander Super (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Chrismas Club (2) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Cuenta de Retiro Individual (4) Interest Rate % Annual Percentage Yield (APY)%
1 año 0.5 0.5
2 años 1 1
3 años 1.2 1.2
4 años 0 0
5 años 1.6 1.61
7 años 2 2.01
10 años 2.5 2.52

Cuenta Generación (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Cuenta SuperCash Ahorro (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Cuenta SuperCash Cheques (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Directo Cash (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Profesores TUI (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Santander Preferente (porción ahorro) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 9,999.99 0.29 0.3
10,000.00 - 499,999.99 0.49 0.5
500,000.00 - 749,999.99 0.59 0.6
750,000.00 - 999,999.99 0.69 0.7
1,000,000.00 - 4,999,999.99 0.79 0.8
5,000,000.00 o más 0.84 0.85

Santander Preferente (porción cheque) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 9,999.99 0.29 0.3
10,000.00 - 499,999.99 0.49 0.5
500,000.00 - 749,999.99 0.59 0.6
750,000.00 - 999,999.99 0.69 0.7
1,000,000.00 - 4,999,999.99 0.79 0.8
5,000,000.00 o más 0.84 0.85

Santander U-Pack (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Santander U-Pack Inteligente (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Summer Club (3) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Super Cuenta Santander (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Todo Nómina (Porción de Ahorro) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Todo Nómina (Porción de Cheques) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Todo Santander (Porción de Ahorro) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Todo Santander (Porción de Cheques) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 74,999.99 0.09 0.1
75,000.00 - 149,999.99 0.14 0.15
150,000.00 - 299,999.99 0.19 0.2
300,000.00 o más 0.24 0.25

Todo Santander Negocio (Porción de Ahorro) (1) Interest Rate % Annual Percentage Yield (APY)%
0.00 - 4,999.99 0 0
5,000.00 - 49,999.99 0.09 0.1
50,000.00 - 99,999.99 0.19 0.2
100,000.00 o más 0.29 0.3

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